The Importance of an Insurance Claims Consultant

by Art Gibb, freelance writer on behalf of Future-MD ( 24-Oct-2012 )

Being the Liaison between Claimants and Insurance Companies
The role of an insurance claims consultant may not be clear when this is the first time you are dealing with an insurance company, and are running into issues that seem impossible to resolve. A professional insurance claims consultant is often hired to ensure that their client – you - receives the absolute best compensation possible after an injury or the loss or damage of property. Call an insurance claims examiner right away when you disagree with your insurance company’s compensation estimates. You can also hire a company specializing in insurance claim appraisals whenever you need an independent opinion or require a more detailed estimate to support your insurance claim.
When Do You Need a Detailed, Comparative Analysis?
When you have a suspicion that something is fishy, it usually is. Do not let yourself be bullied by powerful insurance companies. You have the right to fight back, and go after the compensation that is rightfully yours. A trained insurance claims consultant can generate an accurate, complete reconstruction of cost estimates. The expert can also:
• Consult for restoration and repair companies;
• Work for clients who are insured--not for insurance companies;
• Provide independent insurance claim appraisals;
• Create an all-inclusive, independent insurance claim appraisal or estimate for damages to personal or business property, sustained by fire, smoke, water or bad weather;
• High-tech software can create region-specific pricing that is accepted by many insurance companies in the U.S.
How Should You Be Treated By a Claims Consultant?
Being part of a very competitive industry, your independent insurance advisor should bring several good qualities to the table. Whether you were the victim of thefts or a bad car collision, your claim should receive just as much attention as the next. Every case is unique, including yours. Insist that your insurance claims consultant is:

• Offering a free expert initial consultation.
• Prompt and thorough no matter how difficult the case is.
• Open to attend meetings with both clients and insurers.
• Computer literate.
• Always composed, courteous, and friendly.
• A fast worker to avoid lengthening a case.
• Able to fully understand a dispute and resolution process.
• Skilled at investigating all insurance claims.
• Capable of meeting deadlines.
• Trained to negotiate with insurance companies to reach a decent settlement.
• Not intimidated by the practices some insurance agents use to lower payment amounts.
• Compelled to strictly follow company policies and procedures.
• Keeping accurate and complete records of his work, as well as the activities of the claims he or she is working on.

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